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8:00 AM – 9:00 AM

REGISTRATION & COFFEE

9:00 AM – 9:15 AM

Strengthening Vietnam’s Banking System for Sustainable, Inclusive, and Digitally Enabled Growth

  • Examining Vietnam’s evolving financial sector priorities in the context of economic resilience, controlled innovation, and long-term system stability
  • Aligning banking modernization efforts with national digital transformation programs while safeguarding trust, prudence, and financial discipline
  • Balancing innovation-led growth with regulatory oversight as Vietnam’s banking ecosystem transitions to a more digital-first operating model

9:15 AM – 9:30 AM

The Future of Digital Money in Vietnam: Preparing for the Next Phase of Monetary Innovation

  • Understanding global central bank digital currency developments and their relevance to Vietnam’s financial system
  • Evaluating the readiness of Vietnam’s payment infrastructure, legal frameworks, and risk controls for potential digital currency scenarios
  • Assessing implications for banks, payment providers, and cross-border settlements in a progressively digitized monetary environment

9:30 AM – 9:50 AM

Architecting Cloud-Based Banking Platforms for Scale and Resilience

  • Designing cloud adoption strategies that align with data residency, cybersecurity, and supervisory expectations
  • Modernizing legacy infrastructure to improve scalability, reliability, and speed without compromising system stability
  • Leveraging cloud platforms to enable faster product innovation, ecosystem collaboration, and operational efficiency

9:50 AM – 10:10 AM

Advancing Responsible AI Adoption in Banking: From Controlled Experiments to Enterprise Impact

  • Applying AI to credit assessment, fraud prevention, customer service, and operational decision-making
  • Establishing governance frameworks to address transparency, explainability, bias, and accountability in AI models
  • Measuring business value from AI initiatives while maintaining regulatory confidence and customer trust

10:10 AM – 10:30 AM

Hyper-Personalisation at Scale: The Next Phase of Customer Experience in Financial Services

  • Anticipating customer intent using real-time data and predictive insights
  • Orchestrating seamless, omnichannel experiences across banking, insurance, and digital platforms
  • Aligning personalization strategies with compliance, ethics, and customer trust

10:30 AM – 11:00 AM

Panel Discussion

Evolving Digital Transformation in Financial Services: What Comes After Digital-First

  • Moving from digital-first strategies to fully integrated enterprise transformation
  • Aligning technology, people, and processes around speed, intelligence, and scale
  • Sustaining trust, control, and regulatory confidence in advanced digital environments

11:00 AM – 11:30 AM

NETWORKING BREAK & VISIT TO EXHIBITOR LOUNGE

11:30 AM – 12:00

Panel Discussion

Trust, Technology, and Talent: The CEO Agenda for the Next Decade of Banking

  • Strengthening governance, cybersecurity, and ethical AI frameworks to safeguard customer confidence while operating in increasingly digital and interconnected ecosystems.
  • Moving beyond digitisation to intelligent, cloud-native, and data-driven banking models that enable agility, resilience, and new value creation.
  • Reskilling leadership and workforce capabilities to align with AI-enabled operations, cross-functional collaboration, and the cultural shift required for continuous transformation.

12:00 – 12:20

Open Banking in Vietnam: Laying the Groundwork for Secure Data Sharing and Innovation

  • Addressing governance, consent management, and data protection requirements in open banking frameworks
  • Enabling collaboration between banks, fintechs, and third parties through secure APIs
  • Overcoming technical and operational challenges related to interoperability, performance, and scalability

12:20 – 12:40

Driving Customer Loyalty Through Data-Led, Trust-Centric Engagement Strategies

  • Leveraging customer data responsibly to anticipate needs and improve service relevance
  • Delivering consistent, personalized experiences across physical and digital banking channels
  • Embedding trust, transparency, and consent into customer experience design

12:40 – 12:50

-Generation Connectivity and Its Impact on Digital Banking Performance

  • Supporting real-time transactions and high-availability digital services through advanced network capabilities
  • Enhancing mobile banking reliability, speed, and security for mass-market adoption
  • Preparing banking infrastructure for data-intensive and AI-driven use cases

12:50 – 14:00

LUNCH BREAK

14:00 – 14:30

Panel Discussion

Cybersecurity as a Strategic Priority: Strengthening Resilience Across the Banking Sector

  • Aligning cybersecurity strategies with evolving regulatory requirements and threat landscapes
  • Securing hybrid and cloud-based banking environments against sophisticated attacks
  • Developing incident response and recovery capabilities to minimize systemic and reputational risk

14:30 – 14:50

Accelerating Vietnam’s Transition Toward a Cash-Light Economy

  • Expanding digital payment adoption beyond urban centres and digitally native users
  • Improving merchant acceptance, interoperability, and cost efficiency
  • Strengthening collaboration between government, banks, and payment providers to sustain momentum

14:50 – 15:20

Panel Discussion

Retail Banking Transformation: Redefining Value in a Digital-First Market

  • Rebalancing branch, digital, and assisted channels to meet evolving customer expectations
  • Managing personalization and data privacy in a regulated environment
  • Ensuring operational efficiency and compliance during large-scale digital transitions

15:20 – 16:30

NETWORKING BREAK & VISIT TO EXHIBITOR LOUNGE

8:00 AM – 9:00 AM

REGISTRATION & COFFEE

9:00 AM – 9:15 AM

Digital Financial Services as a Catalyst for Inclusive Economic Development in Vietnam

  • Strengthening access to formal financial services for individuals, SMEs, and rural communities
  • Leveraging digital finance to support entrepreneurship, productivity, and economic participation
  • Aligning inclusion initiatives with national development and digital economy goals

09:15 AM – 09:30 AM

Mobile Banking at Scale: Designing Secure and Accessible Platforms for All

  • Building intuitive, reliable mobile banking experiences for diverse customer segments
  • Ensuring security, uptime, and performance in high-transaction environments
  • Integrating mobile platforms with core banking and payment ecosystems

09:30 AM – 09:50 AM

Fintech Super Apps and Platform Ecosystems: Reshaping Financial Engagement

  • Integrating financial services into everyday digital ecosystems
  • Leveraging open APIs and partnerships to expand reach and functionality
  • Understanding competitive and collaborative implications for banks

09:50 AM - 10:10 AM

Strengthening AML and Financial Crime Controls in a Digitally Connected Economy

  • Applying advanced analytics and AI to detect complex and emerging financial crime patterns
  • Integrating KYC, customer due diligence, and transaction monitoring into unified systems
  • Enhancing cooperation and information sharing across borders and institutions

10:10 AM - 10:30 AM

Simplifying Compliance While Managing Regulatory Complexity

  • Embedding compliance requirements into digital processes and workflows
  • Leveraging regulatory technology to improve efficiency and reduce cost
  • Balancing innovation speed with supervisory expectations

10:30 AM - 11:00 AM

Panel Discussion

Scaling AI Across the Bank: Governance, Capability, and Cultural Readiness

  • Developing enterprise-wide AI strategies aligned with business priorities
  • Establishing governance structures for risk, ethics, and accountability
  • Building internal skills and operating models to sustain AI adoption

11:00 AM – 11:30 AM

NETWORKING BREAK & VISIT TO EXHIBITOR LOUNGE

11:30 AM - 12:00 AM

Panel Discussion

The Digital Transformation of Insurance in Vietnam: Opportunities and Challenges

  • Leveraging technology to improve underwriting, claims, and customer engagement
  • Expanding distribution through digital channels, bancassurance, and platform partnerships
  • Addressing trust, adoption, and regulatory considerations in digital insurance models

12:00 PM – 12:20 PM

Embedding Sustainability into Banking Strategy: From Policy Commitments to Execution

  • Integrating ESG considerations into credit assessment, risk management, and reporting
  • Financing green and transition projects while managing climate-related risks
  • Using data and technology to measure and report sustainability outcomes

12:20 PM – 12:40 PM

Accelerating Innovation Through Low-Code and No-Code Platforms

  • Enabling faster application development while maintaining governance and control
  • Improving operational efficiency and reducing dependency on traditional IT cycles
  • Supporting compliance, stability, and scalability through structured development frameworks

12:40 PM – 12:50 PM

Wealth Management in the Digital Era: Balancing Technology with Human Expertise

  • Enhancing advisory services with digital tools and real-time insights
  • Building trust and long-term relationships in a digital-first environment
  • Scaling wealth solutions across affluent, mass-affluent, and emerging segments

12:50 – 14:00

LUNCH BREAK

14:00 – 14:30

Panel Discussion

From Standardization to Personalization: Redefining Customer Experience in Banking

  • Delivering relevant, personalized experiences while respecting data privacy and consent
  • Aligning technology, processes, and culture around the customer
  • Scaling personalization across products, channels, and customer segments

14:30 – 14:50

Panel Discussion

The Evolution of Digital-Only Banks in Vietnam’s Competitive Landscape

  • Comprehending the surge in AI-driven fraud (deepfakes, synthetic identities, automation)
  • Leveraging AI/ML for behavioral analytics and predictive detection
  • Navigating global compliance demands and harmonizing policies

14:50 – 15:20

Panel Discussion

Harnessing Data Intelligence to Drive Smarter Banking Decisions

  • Building secure, scalable data architectures across banking operations
  • Strengthening data governance to meet regulatory and security requirements
  • Using predictive analytics to support growth, risk management, and customer strategy

15:20 – 16:00

NETWORKING BREAK & VISIT TO EXHIBITOR LOUNGE

16:00 – 16:30

Red Carpet Moment with Paparazzi Lights

16:30 – 16:40

Opening Ceremony by EMCEE

16:40 – 16:50

Grand Premier Performance

16:50 – 17:20

Introductory Address by the Jury Committee

17:20 – 18:00

Awards Presentation Ceremony:

  • IT Maestro of the Year
  • GRC Advocate of the Year
  • Data & Analytics Leader of the Year
  • Marketing Leader of the Year
  • Retail Banker of the Year
  • Cyber Practitioner of the Year
  • CX Innovator of the Year
  • Woman Influencer in FSI

18:00 – 18:10

Closing Performance

18:10 – 18:20

Closing Remarks

18:20 – 19:30

Cocktail & Gala Dinner

*The above is a running agenda and is subject to change