You’re a relatively new face in this market, and WFIS will put you in front of over 500 of Vietnam’s top financial decision-makers. How significant is this opportunity for StreamCube?
The WFIS conference represents a critical opportunity for StreamCube to deepen its presence in Southeast Asia and expand in Vietnam.
Through this event, we aim to:
- Showcase our technological capabilities and product advantages;
- Gain a deeper understanding of Vietnamese banks’ risk control needs;
- Increase awareness among key decision-makers in Vietnam’s financial sector;
- Explore collaboration opportunities with industry peers.
Vietnam’s financial market is evolving rapidly, with changing fraud patterns and regulatory trends. By engaging directly with local institutions, we aim to better understand market needs and gaps in existing solutions. This will guide our product optimization and market strategy, enabling us to adapt more effectively and achieve sustainable growth.
ReadWith numerous global and regional suppliers, competition in the Southeast Asian anti-fraud sector is fierce. What differentiates StreamCube’s technology, products, and services? Specifically, what is your core competitiveness within the Vietnamese market?
- The “Trinity” of Advantage: Our differentiation lies in a “Trinity” of Technology, Product, and Service:
- Technological Maturity: With 20 years of experience, our algorithms are more stable and battle-hardened than those of newer market entrants.
- Flexible Adaptation: Our modular design allows Vietnamese banks to adjust functions based on their size and business type without a massive overhaul of their existing IT systems, reducing costs and deployment time.
- Agile Iteration: We rapidly update our models to counter global fraud trends, ensuring our solutions remain proactive rather than reactive.
- Core Competencies for Vietnam:
- High Efficiency: Stable support for 3 million TPS to match Vietnam’s rapid digital growth.
- AI-Driven & User-Friendly: We utilize machine learning and “Digital Risk Officers” (Jiang = “Digital Finance Control Specialist”). Our visual configuration tools empower business departments, not just IT staff, to manage risk.
- Continuous Value Creation: We don’t just provide software; we provide ongoing anti-fraud consulting and data mining services to help clients build their own long-term risk management ecosystems.
The StreamCube platform can process 3 million TPS with sub-millisecond latency. For local Vietnamese financial institutions, what is the practical value of these metrics in real-world scenarios—such as peak-hour transfers and real-time interception? How does this performance compare to existing solutions in Vietnam?
- The Core Value: For Vietnamese banks, these metrics solve the critical industry pain point of balancing risk control with user experience.
- Key Value Areas: The practical value is seen in three key areas:
- Peak Performance: During holidays or major e-commerce sales, transaction volumes spike. Our platform handles these surges effortlessly, preventing lag (Jiang – delays) or failure and ensuring business continuity.
- Instant Intervention: Fraud happens in an instant; a delay of even a few milliseconds can allow a fraudulent transaction to succeed. Our sub-millisecond latency enables “detection at the moment of transaction,” intercepting fraud before the operation is even completed (Jiang – transaction completion).
- Seamless User Experience: Modern users expect instant transfers. Our “invisible” risk control allows legitimate transactions to proceed without delay, increasing customer satisfaction and loyalty.
- Competitive Comparison:
- Stability: Many existing solutions struggle with high concurrency, leading to crashes or delays during peaks. We offer proven stability at 3 million TPS.
- Accuracy: Our speed does not sacrifice precision. By optimizing our models for high performance, we avoid “false positives” (blocking legitimate users) while ensuring no “missed detections” (letting fraud through)
In Vietnam’s financial sector, telecom fraud has become one of the most widespread and difficult-to-control crimes. Does StreamCube offer specific solutions for typical Vietnamese fraud scenarios? Can your platform effectively counter this specific threat vector?
- Monitoring Vietnam: We are closely monitoring the fraud landscape in Vietnam.
- Tailored Solutions: By combining our high-performance computing engine, real-time data processing platform, device fingerprinting, and intelligent decision engine, we have developed solutions specifically tailored for local Vietnamese banks.
- Core Offerings: Our core offerings include Real-Time Transaction Anti-Fraud, Real-Time Application Anti-Fraud, an Account Risk Monitoring Platform, and an Enterprise-Level Anti-Fraud Platform.
- Mitigating Risks: These solutions are fully capable of mitigating Vietnam’s financial fraud risks.
- Optimized Performance: Having been battle-tested in high-pressure environments like China, our systems can be further optimized for Vietnam’s unique threat landscape, helping local institutions protect citizen assets and maintain market order.
StreamCube Technology was officially incorporated in Singapore in 2025, but its core technical team possesses nearly 20 years of experience in financial risk control and anti-fraud. Please walk us through that journey and share why you chose Singapore as your strategic base to enter the Southeast Asian market.
- Technical Foundation: StreamCube’s technical foundation is the result of nearly two decades of continuous iteration and real-world application in real-time data analysis and financial anti-fraud.
- Early Focus: Our team has always specialized in big data; in our early years, the core team developed high-stakes financial systems—such as algorithmic trading, foreign exchange (FX) trading, and real-time risk control—for institutions like State Street Bank.
- Initial Challenge: The primary challenge at that time was meeting the demand for real-time data processing during active trading.
- R&D Breakthrough: After years of dedicated R&D, we developed StreamCube, a leading real-time big data stream computing platform capable of processing 3 million transactions per second (TPS) with sub-millisecond latency.
- Market Targeting: Leveraging this capability, we targeted the banking sector, which handles massive data volumes and demands extreme precision.
- Solution Development: By monitoring global fraud trends, we developed specialized solutions for anti-fraud and anti-telecom scams.
- Proven Framework: These have been rigorously tested in Southeast Asia and China, resulting in a mature, customizable, and rapidly deployable technical framework.
- Why Singapore? We chose Singapore as our regional headquarters for three reasons:
- Financial Hub: Singapore offers a robust regulatory framework, an open market, and mature digital infrastructure, providing a stable environment for regional expansion.
- Market Demand: As digital finance explodes in Southeast Asia, fraud risks are rising. Our 20-year experience directly addresses the urgent need for professional risk control.
- Talent & Localization: Singapore’s rich talent pool allows us to build localized teams that can quickly adapt to the specific regulations and market characteristics of Vietnam, Thailand, and Indonesia.